- everything you could ever want to know about mortgages (and when I started I didn't know what a point was).
- real estate agents are blood sucking bottom dwellers that outright lie and omit important information if it suits them. All they are in it for is the check. Learn about the home buying process before diving in. Ask all the questions you want and don't let them blow the questions off.
- I am a far worse candle-a-holic than I imagined. There really should be a 12 step program.
- I am way more anal than I thought (and I thought I tended toward the anal type A already). When I brought all the paperwork and copies of every financial piece of paper that had passed through my life since birth to the bank, I put little labels on each item to show what it was. It seemed like a natural to do to me. That way I know what I've got and it's a handy reference for the loan folks, so they aren't calling me because they can't find something. The loan officer stared at me as if I was out of my mind. She said she had never seen anything like it or received an application so complete. It is impossible that I am the most anal/organized person that has ever applied for a mortgage or so I thought until the next time I was at the bank and saw a woman applying for a mortgage who didn't know she had to bring in paystubs or whether her car was in her name, her husbands or both. Sheesh!
I would like to point out that the next time I saw my loan officer she said she now had a supply of the little labels I used and she uses them on new applications.
- painting is not as easy or fun as it appears on Trading Spaces or Queer Eye. They make it look like anyone can paint (especially Trading Spaces Family). Let me tell you: some of us are painting challenged - and I have the Mermaid Mist paint spots on my ceiling to prove it.
- primer is not just white paint (as I had previously suspected) and it smells like a 2 day old kitty litter box.
- once you've written the huge checks necessary to buy a house, things that you previously thought were expensive don't seem so bad and the money starts flying. $100 here, $500 there.. it's all the same. $30 for 10 nails... wow! that's nothing - put it in the cart (on your 10th trip to Home Depot of the week)
- a cordless screwdriver and a cordless drill are NOT the same thing
- if you discover that you now live near a Walmart (a store you've never been to before), make sure the first time you go is a rainy Sunday afternoon so you can experience every screaming child within a 20 mile radius at once. Also, 98% of Walmart shoppers are at least 50 lbs. overweight.
- everyone (even movers and delivery people) has an opinion on your home decor (and isn't afraid to tell you). You will be told about the things you like about your place: oh, you can rip that right out. Things you know you want to fix will be gushed over by others. Wall colors are open season. My favorite: well when you decide what color your going to paint that wall (because it can't stay the color it is)... when in fact it had just been painted and that was the color it was staying. I say: ignore everyone else. Do you what you like.
- the Home Depot is rocking on Friday nights.
- Dramatically Different Moisturizing Lotion is NOT a moisturizer. Ok, I didn't learn that from buying a house, I just learned it around the same time as the closing and is a piece of information so shocking, it must noted. I now feel everything I've learned about skin care since I was 12 is in doubt. How did I miss this? My response to the sales girl: say what?
- setting the dryer on the maximum time at the highest heat out of habit (because it's the only route to dry clothes in laundormats and apartment building dryers) will lead to shrunken clothes in a regular household dryer.
- no one should be expected to live without these exciting candles from Pottery Barn (the ones that look like them at Target that are 1/4 the price just won't do!)
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